Stop wasting your hard-earned money...

• Finance is the central point of any social living....
• It is quite easy to spend money in today's world of consumerism, hard core false advertisements and infinite ways of misleading marketing....
• Once money is out of pocket, the same can not be taken back....
• Hence, frugality is most urgent for honest people....
• Do not imitate others about spending money...
• Save money from today so that we don't have to repent later...
• With the advancement of age, we shall have less capacity of earning money and we shall have to face a lot of harassment at the hands of others....
• Without money, you can not get any technical service from others...
• You will be neglected, if you don't have enough money....
• Money answers almost all ills of life and society...
• A cashless genius has little importance in the society....
• 25% of the salary/earnings should be safely saved for the old age...
• A person without money has little or no respect in the family or the society....
• Medical expenses have become so costly nowadays, we must remember...
• Through a more disciplined living, we can reduce our cost of living....
• 'Cost control' should be highest priority for all middle-class people....
• We should try hard to generate alternate income from additional hard work at home or other places....
• We should minimize all kinds of medical expenses, by adopting yoga, homeopathic and bio-chemic remedies/other alternative therapies...
• Bio-chemic medicines are highly effective and less expensive....
• We should take only light food and drink sufficient quantity of water for keeping good health...
• Lastly, we should remain immersed in hard work with defined purposes to be happy, cool and calm